Read theFinancial Planning Case at the end of Chapter 13, â€

Read theFinancial Planning Case at the end of Chapter 13, “First Budget, Then Investfor Success!” Answer the three questions listed below. How     would you rate the financial status of the Garners before the air     conditioner broke down? The     Garners’ take-home pay is over $4,500 a month. Yet, after all expenses are     paid, there is only a $220 surplus each month. Based on the information     presented in this case, what expenses, if any, seem out of line and could     be reduced to increase the surplus at the end of the month? Given     that both Joe and Mary Garner are in their mid-30s and want to retire when     they reach age 65, what type of investment goals would be most appropriate     for them?Post your position in the discussion board in at least 200words. Respond to at least two of your classmates’ postings.

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